Visa Pushes Gas Pump Chip Deadline to 2020: Maybe We Should Skip to Mobile Pay?

If they’re going to push this all the way out to 2020, let’s skip the credit cards and move straight to Apple and Android Pay.

I can’t remember the details of the protocols (I’ll look them up) but I’m pretty sure Apple Pay at least does mutual authentication during the transaction, so I think skimming will be far more difficult.

Credit cards are ancient. It’s a series of numbers that you buy things with, and people can steal those numbers. It’s insanity.

Let’s start phasing them out instead of modernizing to new, updated, and still flawed versions.

First to a mobile pay (hover) model, and eventually to a completely transparent (Uber) model.

I know we will have to have a transition period, but let’s hope that’s what they see it as, and aren’t thinking cards are still the future.

At this point I’d drive across town to use an Apple Pay pump, and I think many people would do the same.

Now if we can just get rid of the 13 upsell attempts and video ads that come before the actual payment.

Related posts:

1. Analysis of the 2020 Verizon Data Breach Report

2. It’s Time to Let Go of Our Data