UL Top 10 AI Risks (v1)

A list of things to consider when using or not using AI
February 8, 2025

UL AI Risks Miessler

Given the speed of AI improvement and adoption, it's hard for most people to know what to be concerned about, and what to do about it.

In this resource I will present what I believe to be the top risks to both businesses and individuals regarding AI. I will order them by severity, and provide guidance on how to avoid the risks.

Personal AI Risks (PAIR)

IDRiskNegative Outcome
PAIR1Failure to Use AI to GrowYou fail to adopt AI to help you learn and improve, and you fall behind in your career and skills and other areas as a result
PAIR2Your Soul is Leaked OnlineYou trust your entire life, including your most private thoughts, journal, etc., to an AI service, and it gets leaked
PAIR3Failure to Use AI In Your WorkYou don't learn AI well enough to compete at a particular job, and you get replaced by people who did

Business AI Risks (BAIR)

IDRiskNegative Outcome
BAIR1Failure to Adopt AIYour company fails to adopt AI fast enough and is passed by companies that do
BAIR2ChatBotYour company fails to adopt AI fast enough and is passed by companies that do
BAIR2Loss of Trust Due to Hasty Use of AIYou rush to adopt AI and connect it insecurely, resulting in the loss of customer data and trust
BAIR3You rush to adopt AI and connect it insecurely, resulting in the loss of customer data and trust